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Escape of Water

See how ClaimRite has helped with managing property insurance claims

– Circumstances

Mrs Ward – Escape of water from the bathroom sink, causing damage to the ceiling.

Process

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Onsite Survey

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Compile a Repair Schedule

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Send Report to Insurers

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Insurers inspect and also cost the Repair

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Agree Costs with Insurers and Get Fully Repaired

How We Helped

The client reported the claim to us. We carried out our survey of which the ceiling required removal and replacement due to this being lathe and plaster. Also, removal and replacement of the coving and decorations throughout the kitchen

We dealt with the claim in its entirety for the client and they carried out their exercise of cost comparison to their own costings. Our estimate was placed at £1611 and their insurance companies costings came back at £858.

We requested their schedule of works and found that their rates were far below what you would need to pay a qualified tradesman. They were only willing to pay £7.83 for a qualified electrician and expect the client to pay the same. This is far less than what a qualified tradesman would charge and also far less than minimum wage yet, insurers were expecting the client to find a qualified tradesman for less than minimum wage.

We argued the case with the insurers who agreed to raise the rates to our costings of £1611, almost double to what they were originally going to pay out meaning the client could have their works done and be put back into the same financial position she was in before the incident occurred.

More Case Studies

Escape of Water

Mrs Hill – This was a slow leak so wasn’t immediately noticeable. This had caused damage to the window lintel and the kitchen wall units. Learn More

Storm Damage

Mrs Jones – Tiles had lifted off the roof during a storm and have damaged the felt for the roof. Learn More

Malicious Damage

Mr Taylor – Someone broke into his property and vandalised it aswell as stealing copper piping. Learn More.

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